Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Sunday, December 29, 2013

The Fourth Day of Kwanzaa: Ujamaa

today's principle: to build our own businesses, control the economics of our own community and share in all our work and wealth.

in other words, buy black


once upon a time, we had our own black doctors and dentists and midwives. we ate at our own restaurants, drank in our own bars and juke houses and attended our own churches and schools. we frequented our own businesses and shopped in our own grocery stores. because we weren't allowed to do so anywhere else. well -- legally, we could go anywhere. but if we did go to the white part of town, we were quite literally taking our lives into our own hands. 


in too many instances, prosperous black communities were obliterated by angry whites who resented their industriousness and financial independence and/or who wanted their land and resources.  remember the rosewood massacre of 1923?  an entire prosperous self-sufficient black community in florida, slaughtered on the supposed infallable word of a white woman who cried rape.  and no, that wasn't an isolated incident. for more on the subject, read buried in the bitter waters: the hidden history of ethnic cleansing in america by elliot jaspin.


buying black -- like buying american -- isn't as easy as you might think. the story of one chicago family's effort to buy black is the stuff of what some would like to think of as urban myth. or an impossible dream, maybe. i buy things mindfully.  i want to know where it comes from, what corporate entity is behind it, who's getting my dollar. i'd prefer to empower a black female but hey -- that's just me.


 

Friday, November 04, 2011

Mark Your Calendars

tomorrow -- november 5th -- is bank transfer day. endorsed but not started by occupy wall street, bank transfer day means exactly that: taking your checking or savings account out of a large corporate bank and putting it in a not-for-profit credit union, community bank, online situation -- whatever blows your hair back and suits your needs financially. actually, that date is more of a deadline, really. the organizers would like for everyone to do this before tomorrow because most big banks are closed on saturdays.

i think this is a pretty effective way to make a strong statement and speak truth to power. i can only imagine the seismic shift that would occur if most people in this country abandoned the likes of citibank and chase wholeheartedly.

i wish someone would sift through all of the banks and make a comprehensive list of the best ones. well, whaddya know -- someone already has.

Monday, November 02, 2009

I did it!

i worked on the 20 pages of my submission for nyfa until noon and then i caved and ran out of the house to run errands in midtown. after that, i was too wound up about what i had written to go home so i went to the nysc on 14th street and made sure that somewhere in all the working out and whatnot that i ran a mile in less than 10 minutes -- which always makes me feel like i really accomplished something. i don't know why. probably because it feels like i'm half killing myself everytime i try to pull it off.

a hot shower with all my products was in order and then that steam room, that glorious steam room. and then there were more products that moisturize me all the way down to my soul. and then i hit the street, as fresh as a frackin' daisy. i delivered the jazz CD to cybel so she could prep for our shoot and we wandered into a french bistro on 9th avenue and noshed grandly. i left there feeling so good, i practically cakewalked all the way back uptown.

in a flash, i was wrestling with the nyfa application all over again and getting stuck over the printer and wondering if i was going to make it by midnight. but i kept going anyway, like i was nanook of the north, struggling through some blizzard. i bounced all over the place before i finally crash landed in the post office on 8th avenue. and then after i sent it, i wasn't sure i'd assembled everything properly, and i rode a slow train home in a wide open panic, and couldn't remember any of what i did.

except of course, that glorious steam room. in a perfect world, my day would always begin that way.

notification happens in april, i think. we'll see what happens. at least i got the application in.

Tuesday, September 08, 2009

Scholarships for College

Even if you do not have a college-aged child at home, please share this with someone who does, and to anyone and everyone that comes to mind. Though there are a number of companies and organizations that have donated money for scholarships to African Americans, a great deal of the money is being returned because of a lack of interest or awareness.

Take the initiative to get your children involved. Money shouldn't be returned to donating companies because we fail to apply for it. We must get the word out that money is available. If you are a college student or getting ready to become one, you probably already know how useful additional money can be.

1) BELL LABS FELLOWSHIPS FOR UNDER-REPRESENTED MINORITIES
http://www.bell-labs.com/fellowships/CRFP/info.html

2) Student Inventors Scholarships http://www.invent.org/collegiate
http://www.invent.org/collegiate/

3) Student Video Scholarships http://www.christophers.org/ /vidcon2k.html

4) Coca-Cola Two Year College Scholarships
http://www.coca-colascholars.org/programs.html

5) Holocaust Remembrance Scholarships http://holocaust.hklaw.com/

6) Ayn Rand Essay Scholarships http://www.aynrand.org/contests/

7) Brand Essay Competition
http://www.instituteforbrandleadership.org/IBLEssayContest-2002Rules.htm

8) Gates Millennlum=2 0Scholarships (major)
http://www.gmsp.org/nominationmaterials/read.dbm?ID

9) Xerox Scholarships for Students http://www2.xerox.com/go/xrx/about_xerox/about_xerox_detail.jsp

10) Sports Scholarships and Internships http://www.ncaa.org/about/scholarships.html

11) National Assoc. of Black Journalists Scholarships (NABJ) http://www..nabj.org/html/studentsvcs.html

12) Saul T. Wilson Scholarships (Veterinary)
http://www.aphis.usda.gov/mb/mrphr/jobs/stw.html

13) Thurgood Marshall Scholarship Fund http://www.thurgoodmarshallfund.org/sk_v6.cfm

14) FinAid: The Smart Students Guide to Financial Aid scholarships)
http://www.finaid.org/

15) Presidential Freedom Scholarships http://www.nationalservice.org/scholarships/

16) Microsoft Scholarship Program
http://www.microsoft.com/college/scholarships/minority.asp

17) WiredScholar Free Scholarship
Searchhttp://www.wiredscholar.com/paying/scholarship_search/pay_scholarship_searc
h.jsp

18) Hope Scholarships &Lifetime Credits http://www.ed.gov/inits/hope/

19) William Randolph Hearst Endowed Scholarship for Minority
Students http://www.apsanet.org/PS/grants/aspen3.cfm

20) Multiple List of Minority Scholarships http://gehon.ir.miami.edu/financial-assistance/Scholarship/black..html

21) Guaranteed Scholarships http://www.guaranteed-scholarships.com/

22) BOEING scholarships (some HBCU connects) http://www.boeing.com/companyoffices/educationrelations/scholarships

23) Easley National Scholarship Program http://www.naas.org/senior..htm

24) Maryland Artists Scholarships http://www.maef.org/

26) Jacki Tuckfield Memorial Graduate Business Scholarship (for AA students in South
Florida ) http://www.jackituckfield.org/

27) Historically Black College & University Scholarships http://www.iesabroad.org/info/hbcu.htm

28) Actuarial Scholarships for Minority Students http://www.beanactuary.org/minority/scholarships.htm

29) International Students Scholarships &Aid Help http://www.iefa.org/

30) College Board Scholarship Search http://cbweb10p.collegeboard.org/fundfinder/html/fundfind01.html

31) Burger King Scholarship=2 0Program http://www.bkscholars.csfa.org/

32) Siemens Westinghouse Competition http://www.siemens-foundationorg/

33) GE and LuLac Scholarship Funds http://www.lulac.org/Programs/Scholar.html

34) CollegeNet's Scholarship Database http://mach25.collegenet.com/cgi-bin/M25/index

35) Union Sponsored Scholarships and Aid http://www.aflcioorg/scholarships/scholar.htm

36) Federal Scholarships &Aid Gateways 25 Scholarship Gateways from Black Excel http://www.blackexcel.org/25scholarships.htm

37) Scholarship &Financial Aid Help http://www.blackexcel.org/fin-sch.htm

38) Scholarship Links (Ed Finance Group) http://www.efg.net/link_scholarship.htm

39) FAFSA On The Web (Your Key Aid Form &Info) http://www.fafsa.ed.gov/

40) Aid &Resources For Re-Entry Students http://www.back2college.com/

41) Scholarships and Fellowships http://www.osc.cuny.edu/sep/links.html

42) Scholarships for Study in Paralegal Studies http://www.paralegals.org/Choice/2000west.htm

43) HBCU Packard Sit Abroad Scholarships (for study around the world) http://www.sit.edu/studyabroad/packard_nomination.html

44) Scholarship and Fellowship Opportunities http://ccmi.uchicago.edu/schl1.html

45) INROADS internships http://www.inroads.org/

46) ACT-SO bEURo Olympics of the Mind Scholarships http://www.naacp.org/youth/act-so/

47) Black Alliance for Educational Options Scholarships http://www.baeo.org/options/privatelyfinanced.jsp

48) ScienceNet Scholarship Listing http://www.sciencenet.emory.edu/undergrad/scholarships.html

49) Graduate Fellowships For Minorities Nationwide http://cuinfo.cornell.edu/Student/GRFN/list.phtml?category=MINORITIES

50) RHODES SCHOLARSHIPS AT OXFORD http://www.rhodesscholar.org /info.html

51) The Roothbert Scholarship Fund http://www.roothbertfund.org/schol

Wednesday, April 23, 2008

how do you "go green" in the ghetto?

i don't live in a house that i can trick out with the latest energy saving ideas. stuff like, if you lower the temperature of your water heater from 140 to 120 degrees, you can save 6 to 10% on your heating costs annually. none of that applies to me. my super regulates that stuff and the water is included in the rent bill anyway, so whatever. the refrigerator and the stove came with this apartment; i don't know how efficient they are. as far as i'm concerned, i'm lucky that they were relatively new when i moved in. i don't have a dishwasher or a washer/dryer. when it's time to get my clothes clean, i drop them off at the 24 hour laundromat up the street. stop driving that SUV? i don't even know how to drive.

i want to find the supergenius who's shoving all this green goodness down our collective throats and stick my carbon footprint where the sun don't shine. don't they know that they aren't talking to me? i live in the ghetto! what about us?

in this neck of the woods, everyone is just trying to make it from one day to the next. nobody is thinking about changing their light bulbs. they're thinking about what to do to keep the lights on. and you know what? organic fruits and vegetables are extremely expensive. when you're broke or just plain ol' poor, organic is not an option. they don't call whole foods "whole paycheck" for nothing. i think i'm batting a thousand by choosing healthy options but the ghetto doesn't make it easy for me.

when it's time to eat around here in west harlem, there's that smart black contingent that insists on vegetarianism/veganism and healthy life choices, with delicious hot spots popping up all over harlem, like Raw Soul. and then on the other hand, there are three McDonald's restaurants within a 10 block radius of my apartment in either direction. one of them is two blocks away. they're all bilingual, they're all open 24 hours a day and they all do a brisk business. somewhere inbetween those choices are all the "soul food" options that everyone loves to complain about: fried, greasy chicken or fried greasy fish, overcooked vegetables and nary a salad in sight. lifestyle choices abound.

not only does this stuff not apply to me, but i can't really afford to make the switch because everything that's green -- from the houses to the organic food and everything inbetween -- is so expensive.

you know what? ed begley jr. should come to the ghetto and give a tutorial to explain why we should all embrace his green way of life, so some single black mother with two kids and three jobs that's barely making ends meet can kick his wealthy, privileged pasty rump all the way back to mali-boo-boo. she lives in the projects. what does she need a vertical axis wind turbine for?

the question persists: how do you go green in the ghetto? here are my top ten suggestions.
  1. take a tote bag to the grocery store. yeah, i know. this is an easy one. that's why hardly anyone does it.
  2. ride your bike to work. actually, ride it everywhere. that's kind of a big deal in the city because the roads aren't as bike friendly as they should be. but they are more bike friendly than they used to be, nonetheless -- many avenues have bike lanes and zipping up the west side highway in a straight shot is dreamy, especially at night. the problem is, employers don't always accommodate the bikes. fortunately there are lots of parking lots in the city that do -- for free.
  3. stop taking cabs everywhere. the subway is way cheaper and usually it's faster. and yes, it's clean. usually the people who complain about how filthy the subway is are the ones who are turning it into a sty.
  4. change those filters in your AC units. i've actually got AC now! go figure.
  5. change the lightbulbs. until they figure out how enviornmentally sound those mercury-encrusted lightbulbs are (hint: they're not!) make do with a lower wattage.
  6. use rechargeable batteries.
  7. recycle everything. when i say everything, i mean anything that isn't biodegradable. sort through your garbage and stack/bind newspapers/magazines. sort through your clothes and donate them to the salvation army. toss out your old computer and other electronic goods in a properly designated area -- like your hallway. (that's how i got rid of my old tv/vcr.) here's a great idea: donate your old cell phone so a soldier in iraq can call home.
  8. shop at the new york city farmer's markets. that's right: you don't have to go all the way to union square for organic greengrocers' fare -- thanks to an initiative by the new york city health department that wants to get all urban dwellers eating healthier, you can shop in harlem, the bronx and brooklyn for fresh fruits and vegetables. and they take food stamps.
  9. get oxygen friendly houseplants. this is a big one, because it can detox your home enviorns and add a lot of life to them. who knows? i may make a pit stop to the plant district at the end of the month, to see if i can find a little tree of some sort.
  10. and last but not least...go organic -- or at least all natural -- if you can afford it. when it's time to eat, my motto is this: check the list of ingredients and don't eat anything you can't pronounce. there's lots of other everyday things to do, too. clean your hardwood floors with white vinegar. (my grandmother taught me that one years ago.) brush your teeth with baking soda -- because most of the toothpaste out there has a ton of sugar in it, anyway. (hey! she taught me that one, too.) leave off with the polyester and wear natural fibers like silk, cotton, wool. wear vintage clothing -- now that's recycling!
one thing is very clear: this go green movement isn't about using less gas or starting your own compost heap, per se. it's about changing your lifestyle -- because it's way too expensive to implement most of this stuff, anyway. it's comprised of very personal moment to moment choices that we make every day that can enhance our lives and hopefully change the world.

i wish i could live in a green house. the only ones who can afford them are rock stars and movie stars-turned enviornmentalists: people with millions to blow on bamboo flooring and proper insulation. anytime i hear these people going on about what i should be doing to save the enviornment, i start yawning because it's so obvious that they don't live in the real world, with real people's problems. believe me -- if i could, i'd live in one of buckminster fuller's dymaxion houses. oh, well. maybe i will get one someday, if i ever get loaded.

here's the question we should really be asking ourselves: who killed the electric car?

still and all, it would be nice to see the media address what the poor and lower middle class folk that can't afford to make this green move are supposed to do. that's what i want: more suggestions for the rest of us.

Friday, November 23, 2007

buy nothing day

my friend constantly tells me that i have way more stuff than he does but i don't have anywhere near as much stuff as most people i know. besides, a lot of his stuff is in storage. and he's got a jillion comic books. whatever.

that said, i don't shop recreationally because i can't afford it -- but even if i could, i wouldn't spend, spend, spend. i'm way too frugal. i'm going to be the multi-millionaire that everyone thinks is broke because i'll clip coupons and shop at sam's and eat in. no one is going to know that i'm loaded. interestingly, that's the way it is with most rich people.

i wonder how many millionaires next door were at walmart today?

anyway, i think most days should be "buy nothing day" -- because people don't need to eat or wear most of the crap they buy. especially in this country.



what did you buy today?

Wednesday, November 07, 2007

what would you do?

my friend and i were walking up 3rd avenue from midtown some time ago, when the weather was warmer than it is now. the sun was waning and everything was on the verge of changing into another season, but not really. everyone was out on the street all over the place with their kids and their dogs and their kids on tricycles and whatnot. like the sidewalk was their backyard. it wasn't particularly crowded, but there were people everywhere.

we were on our way to ej's luncheonette for dinner. they have great chili, texas style.

i can't remember what we were talking about. what i do remember is that this woman sort of materialized out of the crowd and kept a steady pace directly in front of us. she wore her hair in a bun and she was terribly pasty and she looked taller than she actually was, in those strappy silvery sandals. as the gauzy dress swirled around her, my friend and i fell silent. and then we looked at each other with the same thought hovering over our heads in one collective glassy thought-bubble: we could see straight through the dress! we could see her thin flat backside and the flab that twitched with every step. we could see that thong that was so much darker than the dress that for a minute there, i figured she must have wanted everyone to see her backside. we could see everything.

i'm going to say something, i whispered. no, you're not, my friend hissed, grasping my arm. (clearly, this wasn't the first time he'd done that.) what's she gonna do? go home and change?
and i said, well, yeah. so then he countered with, you don't think she knew what she looked like when she left the house? i thought about that one. i mean, who doesn't have a set of flesh colored bra and panties? don't they make slips anymore? didn't all of that gauze come with some sort of filmy underlay, or something?

i felt sorry for her. i thought, that could be me, walking down the street naked. did other people notice? were we the only ones who could see this spectacle? did anyone else care? i would want someone to tell me something. i told that to my friend. he made a face and shook his head, saying no you wouldn't.

so the three of us walked along in grand strides and as we did, my friend explained that in polite society, people wouldn't say or do certain things. like yell in the street. or draw attention to themselves. or be rude to anyone, in any way. that's the behavior of true aristocracy -- but the thing is, they have enough handlers to insulate them from having to interact with people and live in situations that might compell them to raise their voices above a conversational tone. they never have to yell at anybody. that's somebody else's job.

as i told my friend my favorite story about jackie o. that epitomized this way of life, the visibly naked lady took a right turn and disappeared into a movie premiere private party that left us not wondering who she was. and i was left to wonder: what would my life be like if i behaved like an aristocrat?

Tuesday, May 08, 2007

where's the avalanche?

Not that I believe in this stuff or that I make a habit of reading it or that it means anything at all but this is what greeted me today in the horoscope section of MyYahoo.com:

"Your relationship with money is about to go through a very interesting phase. You'll be tasked with managing a far larger amount than you were prepared for, and you should not attempt to go it alone. The sums involved could cause you to make incorrect assumptions. If you don't understand something -- even something small -- seek out professional advice. These are murky waters, and you definitely don't want to get in over your head."

Mismanagement of funds, hm? Ha. I've been broke for so long, it would take an avalanche of money just to set me straight.